What are the options for increased privacy in how you pay for things where you live?
Cash is the obvious answer, but what about buying stuff online?
UK here. Thinking of ditching cards/contactless for good old cash. No idea about online payments - not doing anything illegal so might persevere with cards for now. Zero experience with crypto.
I use prepaid cards for Twitch and similar online services. It’s great because they always try to dark-pattern you into subscriptions, but then they’re all plaintive when your account runs out and they don’t have a credit card to perpetually drain. (actually, it’s more like “stages of grief”… first it’s alarmist: “your payment has failed!!!” then it’s businesslike: “remember to re-subscribe!” THEN it’s plaintive: “(name of performer) misses you on Our Moneydraining Platform!” then it’s nostalgic: “remember the good times you had on Our Moneydraining Platform? It’s not too late to re-subscribe!”) However, there’s usually a slight extra charge for the cards.
Cash irl is great but a slight downside is making sure you’re always carrying enough. Also, if you drop it somewhere it’s just gone.