Assuming nothing is done to curb the recent capitalist tendencies of universities to inflate tuition then yeah it would be mostly restricted to the wealthy. It might be possible that market forces would coerce them to become cheaper again in order to not end up getting shut down from lack of funding from lower enrollment though.
The trick is to read something that’s fictional and less dry. Fantasy would be an excellent choice. Sci Fi if you still enjoy things slightly more grounded in reality.