Brendan McKenzie

Our house has ducted evaporative cooling. It works great on dry hot days but is absolutely useless if there’s any amount of humidity. We’re going to get a split system in our bedroom for hot humid days.

We’re in Melbourne so it works well enough for the few stinking hot days we get.

https://bankaust.com.au/ ?

I was looking at their site and could see anything about sub-accounts?

I’ve been wondering if there’s a way to do this with actual bank accounts. I know with ING I can only have like 2 savings/transactional accounts (1 joint, 1 personal).

I’d like to be able to spin up accounts for these categories and use them as the “envelopes” instead of relying on cash.

Thanks!

What alternatives are there for ducted heating?

I went induction cooktop and will never look back. Gas heating and water are all we have left. Hot water is probably a bit prohibitively expensive for us to change for the moment.