A tip is to host your own domain at an e-mail provider that allow you to receive e-mail for any recipient in a single mailbox (i.e. catch-all or wildcard), and use the following alias format when signing up at different websites or services:
<website>@<yourdomain.tld>
This allows you to filter incoming e-mail by which website/service you signed up for, regardless of what domain they send e-mail from (it can be different for account notifications vs newsletters etc.).
It will also help you detect if they have sold your contact details or had a data breach without announcing it publicly, since you wouldn’t use that specific e-mail alias elsewhere.
In 2023 they got a 1.1 million SEK fine for breaking the law that regulates working hours. To “allow” (strongly encourage) your employees to work nightshifts you need a collective agreement approved by the union, which they didn’t have.
More recently, they got a 500 million SEK fine for skirting the anti-money laundering regulations in Sweden.
The whole “buy now, pay later” deal is a credit loan. They are most likely paying the merchant directly and using your loan as collateral to speculate on the market, until you pay them back for that loan. If that’s true, they are making profit on the interest gained from your loan.
Correct. Like all credit banks they promote the “buy now, pay later” option before direct payment, which is becoming a pandemic on our society. Hardly any user interaction needed. They also offer their own payment plans which encourages buying even more expensive items you cannot afford.