𝕾𝖕𝖎𝖈𝖞 𝕿𝖚𝖓𝖆

I use Debian btw

  • 37 Posts
  • 72 Comments
Joined 2 years ago
cake
Cake day: June 12th, 2023

help-circle




  • Hi. I’m an person in finance. Fuck Dave Ramsey. He gives decent financial advice, but the way he shoehorns God into financial matters so frequently was off-putting to me, even when I was a Christian. That, and he’s a racist, bigoted POS.

    If you’re in the middle class, his baby steps are somewhat solid stuff, though.

    • Learn how to write a budget. There are sites out there to help you with that. Personally, I’ve found I like a spreadsheet best.
    • Reconcile your accounts daily. Know where your money has been and where it’s going.
    • Squirrel away some cash. A grand ain’t much to have, but it’s a fuckton to owe.
    • Don’t drive glitzy cars. A '99 Corolla gets you there just as effectively as a new Tahoe.
    • Get out of credit card debt ASAP. If you can’t pay cash for it and you don’t need it, you can’t buy it.
    • If debt is crushing you, use what windfalls you can get to pay them down.
    • Eat out less. Cook at home more. Not only is it less expensive, it’s generally healthier.

    But saving six months’ expenses and paying off your house early…yeah, that’s not feasible for at least 70% people. Especially renters.

    The truth is Dave’s screeners do not let anyone through if his program can’t help them. I mean, a single parent in a rural town whose boss won’t pay them enough to survive and whose economic prospects are so limited that “just get a better job” will never work because there aren’t any. People who must rely on the generosity of others to get by and will be completely fucked if they lose their government assistance. Or worse - their job. There’s no financial advice that can help them. Because we live under an economic system that can’t operate if those at the bottom aren’t going through untold suffering and can be helped by “drive an old car, eat beans and rice, and just get a better job.”

    At that point, it’s not the fault of the person. It’s the fault of the system. Dave isn’t the problem, but he’s certainly a complication.










  • He’s wonderful. He was my wife’s cat before we met, but he adopted me on Day 1.

    The special feeling wore off pretty fast, though. The bar for becoming his friend is so low. He immediately accepts anyone, regardless of what they offer. He’s become friends with every plumber, electrician, handyman, HVAC tech, campaign door knocker, traveling salesperson, family member, my mom (who doesn’t like cats)…you name it, he’ll be their friend lol




  • My laptop doesn’t have dust filters, but the fan almost never runs anyway. Like the heatsink is way overbuilt for the CPU it’s attached to. It’s actually quite nice. I’ve never seen it hit 70 degrees. I’ve cleaned it maybe three times since 2016. It really only spins the fan up when I’m watching 60 fps YouTube videos or playing games. And even then, it kicks hard for a very short time and shuts off again.

    And again, I bought this thing nine years ago. It’s just a little Acer. And it’s not even a nice one. I paid like 500 bucks for this thing.

    Now, my wife’s MacBook that she games on…yeah, I need to figure out how to get the back off so it can get a proper dusting. Fuck you, Apple. Let me work on my stuff, dammit.


  • Nope. I was at the drive thru in the front of the line waiting on my food with the engine switched off. I never touch my phone in the car unless I’m off the road and stationary.

    I’m not gonna make a post saying this guy’s a moron for driving with an icy windshield while I’m taking a picture of it doing 40 miles an hour and uploading it. That’d make me kind of a major hypocrite, wouldn’t it?

    But they got to the drive thru with their windshield like this. Which is kinda terrifying.