I’m NOT the parent in question. Just a FYI.
And by mental capacity, I mean like not just IQ, but also other mental conditions like depression, ADD/ADHD, etc…
Like the child(ren) has not done anything wrong like crime or misbehave, but simply the parent thinking that giving an inhertance to (in their view) a “mentally disabled” child is a waste and “would just end up in the hands of government”. And they justify it since they think that “the kid can just get disability income anyways”. (Location is USA, for reference)
I personally think this is just very ableist… what do you think? Is it okay for parents to do that?
You can give people cash with limits on it instead of just giving a lump sum.
For someone with a drug addiction or gambling addiction giving a lump sum would be death.
Put that money in a trust fund with limits on how often they can withdraw and what they can spend it on.
It may not be fool proof but better then just not giving anything at all.