Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!
I’d double- and triple-check the small print.
They’ll find a way to still charge you.My health insurance denied covering my vasectomy so i put it off. Later that year i was in an accident and hit my max out of pocket pretty quick. I called up my doctor and had them resubmit the preauthorization. got it covered at 100%
I’m still pretty pissed that sterilization for women is covered at 100% under my plan but not for men. (It should be both 100% imo)
It goes the opposite way for wanting to reproduce, too. That is, myself and my wife decided we would try to start a family, and she’s apparently fine, but something isn’t working on my side of things. (Her doc even said “Don’t worry about it, men tend to be an easy fix.”)
There’s a million programs and special coverages and stuff for women’s fertility, but all I asked is “Hey can we just diagnose what’s wrong with me? I don’t want super-swimmer-syrum or something I just wanna know.”
They refuse to consider it urology or any kind of “men’s health”, and keep wanting to rule as “fertility treatment” which conveniently isn’t covered.
Men’s reproductive rights aren’t even on the radar.
Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesn’t count as medical.
Get my ears cleaned by an ent?
I’m so soryy. I couldn’t resist.
I’llseemyselftothedoor~
Why does it look like the Ent is feeding him 😂
First it clean their hear then it feeds them their smuck
Idk? Boob job? Dental work? Extra set of arms? I wouldn’t know
It’s the US, so dental isn’t included
Wait, what? You guys are paying all that for insurance and it doesn’t always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I’ve been on some of the crappiest insurance plans here and they all include dental.
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
It never counts dental😢. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They’re only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I’ve had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don’t feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
Man I live in a country with socialized healthcare and we don’t get dental either. Or vision.
There are private insurance providers who offer both. But they ONLY offer services to employers and I’ve never had a company offer such a benefit. Because you don’t need luxury bones to work and any employer who makes you work with a screen is already forced to cover up to some sum every year or every few years (I don’t remember) spent on glasses. And there’s little point in all the other coverage because it’s already free.
I’m this close to starting my own company so I could offer myself dental…
Oh then get a quadruple bypass since you’re in America
Op asked for help, not to be murdered.
Of then they should probably get the fuck out of America. This place will kill you fast
I have hope, as long as we have Captain Lezbian to protect us
She lost to trump, dude.
Kinda feels like moving out of America ought to be covered by my health insurance, really
Colonoscopy
oh. go get a therapist–not physical; mental. they’re insanely expensive, but you can spend the next three months shopping around and by the new year you’ll have found someone you like!
Any minor physical pains? Could see a physical therapist. If you use a computer a lot, your posture might be bad and it helps a lot!
Get prohibitive dental work. My teeth are fucked from no fluoride in the water when I was a kid, so I always have more work needed.
Lol dental work isn’t covered under health insurance. Teeth are luxury bones that only the rich are allowed to keep!
Aw, but all my other bones are so low maintenance.
Hearing aids.
Get an MRI for, idk, back pain.
Mole map
Knee brace.
Down vote because this is an American specific thing in a global community. It excludes the rest of the world.
Removed by mod
Maybe you missed the “no judgement. This is a safe space” in the op?
As you judge him for being American? I stand by my original statement, you’re an idiot.
The rest of the world has health care too. The situation is america specific, but anyone can chime in to say what health care is probably worth getting.
Upvote for your honesty, mate!
♥️
While the prices arent insane, I still spend nearly double my insurance each month due to “eigen bijdrage”. I think it’s 400 per 3 months, though I’m not sure.
So I understand wanting to catalogue all treatments he could do whilst not needing to pay for’m.
The situation is mostly America specific, the question isn’t.
Not a medical procedure, but take the time to reevaluate your medical plan before open enrollment! Look at the cheaper plans and see how much you’d save in premiums. It might be greater than the difference in max out of pocket. And if you get a qualified “high deductible” plan you can even contribute the savings to an HSA that you get to rollover and keep forever into retirement, without ever paying taxes on it.
Get on Ozempic or Mounjaro
Oh they do NOT cover that unless you are diabetic. No way. (I looked into it.)
Wegovy might be covered if you’re just fat. You might also find a doctor willing to prescribe it on the basis of pre-diabetes, although it’ll be a long argument with your insurer.
But if you respond well to the drug it’s worth it. Trust me
Sucks